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Savings & Goals
What could steady saving make possible?
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Savings & Goal Calculator
See what a steady monthly contribution could build over time.
Savings & Goal Calculator
Enter your own numbers. Use 0 for amounts that do not apply, and tap ⓘ for help.
Money you have already saved for this goal. Do not include money reserved for another purpose.
The amount you plan to add each month, on top of your starting savings.
A yearly growth rate to use for this example, after investment fees. It is not a promised return. Enter 0 to see your contributions without growth; taxes and rising prices are not included.
How many years from now until you want to use this money.
The total amount you want to have by your chosen date. Enter what you expect to need then; the calculator does not increase the goal for rising prices.
Enter your details to see your estimate.
All amounts in Canadian dollars. Results update as you type.
Assumptions and limitations
Uses an effective annual return converted to an equivalent monthly rate, with contributions at each month-end. The return is constant and hypothetical, not a forecast or guarantee. Use a rate after investment fees; taxes and inflation are excluded. The goal is entered in future dollars. The required monthly contribution assumes the same rate and timing; a goal due now must already be funded. No registered-account contribution limits or product-specific costs are modelled. Negative returns can reduce your savings.
Educational estimate only. Review your situation before making a financial decision.